Evolution of the Mutual Funds from Alpha Bank

  • Cornelia Elena TUREAC Faculty of Economic Sciences, “Danubius” University, Boulevard Galati, No. 3, Postal code 800654, Galati, Romania,
  • Gabriela PADURE Faculty of Economics, “Dunarea de Jos” University , Domneasca Street, No. 47, 800008 – Galati,
  • Alin Constantin FILIP Faculty of Economic Sciences, “Danubius” University, Boulevard Galati, No. 3, Postal code 800654, Galati, Romania,

Abstract

In this article we highlighted the evolution of the mutual funds from Alpha Bank. The mutual funds offer the possibility of collective investment in various instruments of the banking and financial markets and of capital, in order to obtain earnings higher than those from the interests from deposits, on medium or long term, in the conditions of assuming the eventual risks by the investors. The research method is based on the information with which help we could achieve a rigorous analysis and evolution of the mutual funds from the bank. The modality of investment into a mutual fund is buying the units from the fund. The value of the funds units is calculated daily and is published in press, in our case daily on the newspaper called Exchange. The range offered by Alpha Asset Management A.E.D.A.K. allows the investors to allocate their funds that they wish to invest after their own preference, opting to participate at different Alpha Mutual Funds, depending on the timing horizon and risk degree that they are willing to assume. The Alpha Asset Management A.E.D.A.K, having a long experience in the mutual funds, achieves strong performances of the portfolio, with low investment risk, accumulating high yields on long term. In conclusions, the portfolio owned by the Alpha Asset Management A.E.D.A.K allows to choose from a wide range of mutual funds: of shares, diversified, of bund and Funds of Funds. The diversified funds invest both in shares and in bonds (government securities), in different proportions and carefully balanced.